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Licensed Florida Public AdjustersFL Public Adjuster Lic. #W181281No upfront fees — paid only from your recovery
About Elite Claims

Veteran adjusters who work for policyholders

We founded Elite Claims Consultants on a simple idea: the people who pay the premiums deserve the same level of expertise the insurance companies have on their side.

Who we are

An advocate in your corner

Elite Claims Consultants LLC is a licensed public insurance adjusting firm. A public adjuster works for the policyholder — reading the policy, documenting the full extent of the loss, and presenting it to support a fair, complete settlement.

After a catastrophe, claims move quickly and caseloads run high, and important details can be missed. We bring veteran, expert-level scoping to your claim so nothing legitimate is left on the table.

  • We represent policyholders, not insurance companies.
  • Licensed in each state where we operate.
  • Member in good standing of FAPIA, NAPIA, and APA.
  • No upfront fees — paid only from your recovery.
  • Same-day callbacks and clear communication.
Our mission

Restore what was lost

To help our clients fully restore their property to its pre-catastrophe condition as quickly as possible — by handling the claim with integrity, expertise, and relentless advocacy.

Did you know?

Representation can change the outcome

A 2010 study by Florida’s Office of Program Policy Analysis and Government Accountability (OPPAGA) reviewed Citizens Property Insurance claims and found that policyholders represented by public adjusters generally received higher settlements, though claims took longer to resolve.

Source: OPPAGA Report 10-06 (January 2010). Figures vary by claim type and period; this is general information, not a prediction of any individual result.

Expertise on your side of the claim

Insurers rely on experienced adjusters and estimators to evaluate every claim. A public adjuster brings that same level of expertise to your side — working from your policy, documenting the full loss, and presenting it accurately.

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Our founder

Led by a veteran adjuster

Elite Claims Consultants was founded by Matthew McGraw, a licensed Florida public adjuster (Lic. #W181281) who has spent his career on property-damage claims of every size.

Across roughly 10,000 claims — from a $10,000 roof loss to a $30 million hurricane claim — he saw the same pattern again and again: policyholders who go it alone rarely recover everything their policy owes. He built Elite Claims to put veteran, carrier-level expertise on the policyholder’s side of the table — on wind, hail, hurricane, water, and fire losses alike.

Matthew McGraw

Founder & Principal Public Adjuster
FL Public Adjuster Lic. #W181281

  • ~10,000 property claims handled
  • $500M+ recovered for clients
  • Losses handled up to $30M
  • Wind, hail, hurricane, water & fire
The time to act is now

Have property damage? Make sure your claim reflects the full cost.

Get a free, no-obligation review of your loss from a licensed public adjuster. No upfront fees — we’re paid only from your settlement.

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Live conditions for our Southwest Florida base — and the Atlantic tropics.

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