Public Adjusting
We determine the full extent of your loss, prepare and document the claim, and work directly with your insurer on your behalf — start to finish.
Learn moreLicensed Public Insurance Adjusters
You need an expert on your side.
We’re licensed public adjusters who work for you — the policyholder. After property damage occurs, we document the full extent of your loss, prepare and present your claim, and see it through to a fair, complete settlement.
No upfront fees Paid only from your settlement
Member in good standingFAPIANAPIAAPATechnology partnerCoreLogic
What we do
Expert help at every stage of your claim
Whether you’re just starting or your claim was already denied, we bring veteran adjusting experience to your side of the table.
Claims Appraisal
Already denied or underpaid? We re-examine the damage and produce a second, independent expert report to support your position.
Learn moreExpert Testimony
When a claim heads to appraisal, arbitration, or litigation, we provide credible expert testimony at your counsel’s request.
Learn moreFree Claim Review
A licensed adjuster reviews your policy and damage at no cost and tells you honestly whether you have a claim worth pursuing.
Learn moreWhy it happens
Why valid claims get underpaid
After a major storm, adjusters carry heavy caseloads and claims move quickly. Details get missed, repair estimates can come in light, and valid claims end up underpaid. A licensed public adjuster makes sure your loss is fully documented and accurately presented — so the settlement reflects the true cost of repairs.
How it works
From first call to final check
1
Free review
Call or submit your claim. A licensed adjuster reviews your policy and damage — no cost, no obligation.
2
We document
We inspect the property, measure the full loss with industry tools, and build a thorough, well-documented claim.
3
We negotiate
We file the claim, present the documented loss to your insurer, and work through any underpayments, denials, or missed items.
4
You get paid
Your settlement is paid to you. Our fee comes only from what we recover — nothing out of pocket.
Our track record
Experience that shows up on every claim
From a $10,000 roof claim to a $30 million hurricane loss — we’ve handled over 10,000 property claims.
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property claims handled
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recovered for our clients
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years of team experience
Did you know?
Representation can change the outcome
A 2010 study by Florida’s Office of Program Policy Analysis and Government Accountability (OPPAGA) reviewed Citizens Property Insurance claims and found that policyholders represented by public adjusters generally received higher settlements — though claims took longer to resolve.
Source: OPPAGA Report 10-06 (January 2010). Figures vary by claim type and period; this is general information, not a prediction of any individual result.
Expertise on your side of the claim
Insurers rely on experienced adjusters and estimators to evaluate every claim. A public adjuster brings that same level of expertise to your side — working from your policy, documenting the full loss, and presenting it accurately.
Get a free claim reviewClaims we handle
Commercial and residential property losses
Hurricane
Wind & Windstorm
Hail
Water Damage
Fire & Smoke
Flood
Storm
Business Interruption
Client reviews
What our clients say
Elite Claims made the claims process easy to understand throughout. They were very efficient and kept me fully informed. Ally Hilbun, who dealt with my claim, was very helpful at every step and the claim was brought to a satisfactory conclusion. I highly recommend Elite Claims — a stress-free, professional service.— Kevin B. · Google review
Elite Claims Consultants was of immeasurable help in fairly settling my insurance claim for a new roof. Bryan stayed in consistent communication throughout, answering every question and advocating on my behalf for as long as it took. I highly recommend them with no reservations.— Kate H. · Google review
Bryan R. handled our account and was very helpful — he explained everything, communicated frequently, and was respectful. After months of trying to work our claim ourselves, he resolved it in about a month. Having a helping hand to navigate insurance policies is a must.— Michael S. · Google review
Where we work
Licensed across the storm belt — and growing
We’re licensed and actively handling claims in 13 states, with new areas added regularly. Don’t see yours? Reach out — we may still be able to help.
See all service areasResources
Property damage guides
Roofing
How asphalt shingles really perform in high wind
What wind-rating labels mean, why real-world performance differs, and the damage signs an adjuster looks for after a windstorm.
Read moreWildfire
Preparing your property for wildfire — and your claim
Defensible space, ember-resistant materials, and the documentation steps that protect both your home and a full claim.
Read moreRoofing
Roof age, depreciation, and your claim
How insurers treat roof age — ACV vs. RCV and roof-payment schedules — and how proper scoping keeps a storm claim from being written off.
Read moreFree claim review
Find out what your claim is really worth
Tell us about your damage and a licensed adjuster will get back to you — usually the same day. There’s no cost and no obligation.
- Honest assessment of whether you have a claim
- No upfront fees, ever
- We handle the paperwork and the process
Thank you — your request is in.
A licensed adjuster will reach out — often the same day, and always within one business day. For urgent damage, call (888) 410-8865.
The time to act is now
Have property damage? Make sure your claim reflects the full cost.
Get a free, no-obligation review of your loss from a licensed public adjuster. No upfront fees — we’re paid only from your settlement.